Infinity Premier

Our Premier policy is designed for you if you have a clean driving record and want higher limits and very broad coverage.* As a Premier client, you will enjoy our low rates on collision and comprehensive coverage. The broadest Premier policies include great benefits like:

    * • Automatic transfer of coverage for additional and replacement vehicles (Notice requirements may apply to continue coverage. Automatic transfer of coverage for additional and replacement vehicles).
    * • Liability for business use of insured vehicle (An additional premium may apply).
    * • Temporary transportation expenses
    * • Transfer of coverage for pleasure rental (Liability-only for rentals).
    * • Automatic enrollment in Infinity’s Roadside Assistance program that provides 24-hour service for non-accident related disablement to covered vehicles, including flat tires, dead battery and lock-out.*
    * • Guaranteed repairs when you use Infinity’s R.S.V.P. Direct Repair Endorsement on covered repairs completed at one of our quality, partner facilities for as long the customer owns the vehicle.*

Value-Added

Our Value-Added policy is designed for you if you want to buy insurance to protect your assets, but may have a violation or two on your driving record. In this category, we include some of the benefits that are probably most important to you from the Premier category.

However, we recognize that those pesky violations can have an impact on the price, so we work hard to deliver a solid mix of benefits at affordable rates.
Low Cost

Our Low Cost policy is designed for you if your driving record has some blemishes or if your focus is to meet the minimum state requirements with basic coverage and the lowest price. We understand, sometimes a basic no-frills option is the right answer in a certain stage of life. We'll get you covered and on the road with as little hassle as possible and when your car insurance needs expand in the future; we'll be there to help you then, too.


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Asbestos attorney san diego

Arrested for drunk driving? A San Diego firm of DUI defense attorneys reports that breathalyzers used by law enforcement do not actually measure alcohol -- and thus may produce falsely high "blood alcohol" readings.

According to the the Law Offices of Lawrence Taylor, Inc., in San Diego, California, most breathalyzers used in DUI cases by law enforcement today use "infrared spectroscopy". This technology involves detection of the "methyl group" in the molecular structure of alcohol. The problem is that there are thousands of chemical compounds containing the methyl group -- some of them found on the human breath. In one study involving 28 subjects, for example, researchers found that the "combined expired air comprises at least 102 various organic compounds of endogenous and exogenous origin" ("Characterization of Human Expired Air", 15 Journal of Chromatographic Sciences 240).

If a person has any of these other compounds on his breath, called "interferents" by the engineers, he will get a falsely high blood-alcohol test result. And if there are two or more such compounds on his breath, the machine will add them up and falsely report the total as the blood- alcohol level.

So what compounds can be found on your breath? According to the San Diego DUI attorneys, diabetics with low blood sugar can have high levels of acetone -- which is "seen" as alcohol by Breathalyzers. And scientific studies have found that people on diets can have reduced blood-sugar levels, causing acetone hundreds of times higher than found in normal individuals (Frank and Flores, "The Likelihood of Acetone Interference in Breath Alcohol Measurements", 3 Alcohol, Drugs and Driving 1). And there are many other so-called "interferents" affecting breathalyzer results

If you are a smoker, your breathalyzer result is likely to be higher than expected. The compound acetaldehyde -- containing the methyl group and so reported by the Breathalyzer as "alcohol" -- is produced in the human body as a by-product in metabolizing consumed alcohol, and eventually passes into the lungs and breath. Researchers have discovered that levels of acetaldehyde in the lungs can be 30 times higher in smokers than in non-smokers. Result: higher BAC readings on the machine.

The San Diego DUI lawyers report that common household products, such as paint, glue, gasoline, and thinners also contain the methyl group. No, you don't have to drink the stuff: simply absorbing it through your skin or inhaling the fumes can result in significant levels of the chemical in your body for hours or even days, depending upon the "half- life" of the compound. So if you've painted a room or breathed in fumes at a gas station in the last day or two, don't take a breathalyzer test.

If you are stopped by the police and suspected of drunk driving, say the San Diego DUI lawyers, you might consider a blood test rather than submitting to a breathalyzer.

Lawrence Taylor is the senior member of an AV-rated law firm of San Diego DUI attorneys practicing drunk driving defense exclusively. Article Source: http://EzineArticles.com/?expert=Lawrence_Taylor

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Mesothelioma attorneys illinois

The 2004 bar exam results throughout the United States were less than inspiring. Only 64% of bar takers actually passed. The exam is offered twice each year in July and February, and just last month, while many Americans enjoyed summer vacations, 77,000 law school graduates sat for the July 2006 bar exam. Among the 77,000, over 3,000 graduates sat for the Illinois bar exam with hopes of becoming Illinois lawyers.

Illinois is home to seven law schools, which is more than most states, and according to the results of the 2004 bar exam, only 76% of Illinois bar takers will be licensed Illinois attorneys after graduation. Although 76% is less grim than the national average, it is gut wrenching from the perspective of those who have spent three years of their lives in law school.

Fueled by enough caffeine to keep a lot of coffee shops in business, many law students sacrifice long evenings hard at work pouring over hundreds of pages of cases. The students who complete three years of this regime usually acquire law degrees and debt loads that go well into the six digits, but those law degrees do not make law school grads Illinois lawyers until they pass the 2-day long Illinois bar exam.

The Illinois bar exam covers just about everything that is taught throughout 3 years of law school, from Criminal Procedure to Trusts and Future Interests, every subject covered in law school is fair game for the exam. Although most Illinois attorneys never come across bar exam topics like Future Interests in the practice of law, they remain haunted by the topics and able to regurgitate their definitions tens of years later. Thus, many topics that are not even useful in the modern day practice of Illinois law prevent a lot of law school grads from becoming lawyers.

Many talented law school grads, including Hillary Clinton and John F. Kennedy Jr., have failed their state bar exams. One recent bar taker, Kathleen Sullivan, a Harvard law professor and Stanford law dean, showed the world how difficult it is to pass the dreaded exam when she failed the California bar. The California bar is known as one of the toughest in the country with a 50% pass rate.

What happens to the 24% of law school grads who fail the bar exam? Some of them take it again, and again and again... There is a limit of 6 attempts that law school graduates can make to pass the Illinois bar, however, the passage rate is substantially lower for serial bar takers. Some law school grads attempt to take the bar exam in neighboring states like Indiana and Iowa. Finally, some law school grads find legal careers that do not require law licenses such as writing for legal newspapers.

And what happens to those top 76% of bar takers who pass the bar? The ABA reports that there are currently 1,116,967 licensed lawyers throughout the United States and 961,000 of them were employed as lawyers in 2005. After passing the bar, young Illinois lawyers must compete with about 47,000 other licensed attorneys throughout the state.

Again, the 2004 bar exam results were less than inspiring for those who are interested in becoming Illinois lawyers. Nevertheless, whether you want to call them persistent or just downright naive, this generation of students continues to apply to law school. If there is a bright side to the outlook for Illinois and its future non-licensed law degree holders, it's that throughout human history, it is hard to think of a society that has ever suffered for being over-educated. As more law students compete for positions as lawyers, Illinois will have better lawyers and a more educated populace.

Emily Gleason is a law student at John Marshall in Chicago. For more information, please visithttp://www.FindGreatLawyers.com, a leading resource for referrals to Illinois lawyers. Article Source: http://EzineArticles.com/?expert=Emily_Gleason

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Minneapolis personal injury lawyers

Choose a personal injury lawyer wisely by keeping the following tips in mind:
1) Find a lawyer with experience. 
Experience is a lawyer's most important asset. Research your lawyer's trial experience and look for a successful track record.
2) Ask trusted friends and colleagues for advice. 
Although referrals may be your best source of information, choose the people you ask carefully. Ask people you trust who have experience in legal matters and ask specific questions about what it was like to work with the attorney and whether or not they would hire them again. If you know a defense attorney or can establish contact with one, ask them who their best adversary is. Never choose an attorney solely because they are a friend of a friend, or are related to someone you know. These qualities do not necessarily qualify them to represent you and your case.
3) Only choose a lawyer who bills on a contingent fee agreement. 
This means that if you don't win your case, you owe your lawyer nothing. A contingent fee agreement is a system in which your lawyer receives a percentage of your settlement as payment. Do not hesitate to approach prominent firms who may appear to be too expensive financially ~ and remember that it is never to your advantage to represent yourself.
4) Hire locally. 
A quick Internet search is a great place to start, but be aware that the anonymity of electronic communications enables some law firms to "troll" for cases out-of-state. Always hire an attorney whose practice is based in your state. Make an appointment to meet with the lawyer in person - face to face. Choosing a local attorney is not only the best choice for your case, as their extensive knowledge of your state's laws and local experience will directly support your claim; it also helps support the local economy.
5) Seek out an expert in your claim area. 
If your claim is premises liability or wrongful death for example, choose an attorney who has experience within the specific system of your interest. These systems are often extremely complex, so always choose a lawyer who "does it full time." Always seek out an expert.

Lisa Hirst Carnes is a consultant for Meshbesher & Spence. Meshbesher & Spence is the official law firm of Ron Meshbesher. The Minneapolis lawyers specialize in personal injury, wrongful death, criminal defense, business litigation and more. For more information about Meshbesher & Spence's experienced injury lawyers, please visit our website at http://www.meshbesher.com. Article Source: http://EzineArticles.com/?expert=Lisa_Hirst_Carnes

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Mesothelioma Survivor and Understanding Mesothelioma

Paul Kraus is a mesothelioma survivor and the author of Surviving Mesothelioma. Mesothelioma is an uncommon form of cancer, usually associated with previous exposure to asbestos. In this disease, malignant (cancerous) cells develop in the mesothelium, a protective lining that covers most of the body's internal organs. Its most common site is the pleura (outer lining of the lungs and chest cavity), but it may also occur in the peritoneum (the lining of the abdominal cavity) or the pericardium (a sac that surrounds the heart).

Most people who develop mesothelioma have worked on jobs where they inhaled asbestos particles, or have been exposed to asbestos dust and fibre in other ways, such as by washing the clothes of a family member who worked with asbestos, or by home renovation using asbestos cement products.

Symptoms of mesothelioma may not appear until 30 to 50 years after exposure to asbestos.

Characterized by a shortness of breath and pain in the chest due to an accumulation of fluid in the pleural space, this is often symptoms of pleural mesothelioma.

Symptoms of peritoneal mesothelioma include weight loss and cachexia, abdominal swelling and pain due to ascites (a buildup of fluid in the abdominal cavity). Other symptoms of peritoneal mesothelioma may include bowel obstruction, blood clotting abnormalities, anemia, and fever.

If the cancer has spread beyond the mesothelium to other parts of the body, symptoms may include pain, trouble swallowing, or swelling of the neck or face. Be aware, however, that these symptoms may be caused by mesothelioma or by other, less serious conditions. Obtaining a diagnosis of mesothelioma is often difficult, because the symptoms are similar to those of a number of other, less serious conditions.

In June 1997, Mr. Kraus was diagnosed with mesothelioma (a "terminal" cancer) and given only a few months to live. More than eight years later, he is alive with a good quality of life having rejected surgery, radiation, and chemotherapy. He took an alternative approach to healing his cancer that encompassed mind, body, and spirit.

In his book about mesothelioma, Kraus sets out how he beat the odds. The introduction reflects Paul's inspiration and committment to life:

"In my eighth year after diagnosis I remain well. I have outlived my prognosis by at least seven years and the medical specialist I visited not long ago told me that 'you will be around for a lot longer yet.' My survival has been hard work. The underlying assumption with all that I have done, and continue to do, is a strong belief that our bodies are designed with amazing self-healing capacities."
Mr. Kraus has made himself available to other patients who would like to speak with him. The Surviving Mesothelioma website provides details about the book, how to speak directly with Mr. Kraus, facts and statistics about mesothelioma, conventional, alternative, biological and immuno-therapies, the latest medical news, directories of clinics that take a holistic approach to healing, and a patient forum where patients can share information and discuss issues of importance.

Get more information here: Understanding Mesothelioma


About the author: Judith Brandy is a writer, science fiction fan and cancer survivor who runs a SF website and a couple blogs on science fiction and dealing with cancer. Yes, it's an odd combination, but Judith's mission is to be both a haven against the storm of living with a serious illness and an educator on how-to take preventative, proactive steps. Her mission is to bring this information to the science fiction community.

Article Source: http://EzineArticles.com/?expert=Judith_Brandy

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